Frequently Asked Questions

Here are some common questions I receive about insurance:

• What’s the difference between term and whole life insurance? Term life provides coverage for a specific period, while whole life offers lifelong protection.
• Do I really need health insurance if I’m healthy? Yes, health insurance protects against unexpected medical costs.
• How can I save money on my auto insurance? Consider bundling policies or increasing your deductible.
• What does homeowners insurance typically cover? It covers damage to your home and personal property, as well as liability.
• Why work with an independent insurance broker? Brokers provide unbiased advice and access to multiple insurance carriers.